Monopoly economics in march11/10/2023 In today’s strong labor market, which boasts the lowest unemployment rate in 54 years, businesses are reluctant to demand changes from healthcare’s biggest players-regardless of whether they should. So, what starts as a 6% annual increase ends up costing employees 3%, the government 1% and businesses only 2%. Their departures only reduce the company’s medical spend in future years.įinally, businesses know that employee medical costs are tax deductible, which cushions the impact of premium increases. As for employees with ongoing, expensive medical problems, employers typically don’t mind watching them walk out the door over high out-of-pocket costs. Meaning, most workers won’t feel the sting in a typical year. A high deductible plan forces the beneficiary to pay “first dollar” for their medical care, which significantly reduces the premium cost paid by the employer.īusinesses also realize that high deductibles will only financially burden employees who experience an unexpected, catastrophic illness or accident. Business leaders have figured out how to transfer much of their added premium costs to employees in the form of high-deductible health plans. One reason they tolerate hefty rate hikes-rather than battling insurers, hospitals and doctors- involves a surprising truth about insurance premiums. In fact, employers are willing to shoulder 5% to 6% increases in insurance premiums each year (double their average rate of revenue growth) without putting up much or any resistance. Instead, companies take a more passive position. You’d think they would insist that employees get their care through technologically advanced, multispecialty medical groups, which deliver superior outcomes when compared to solo physician practices. You might assume they’d want to push back against the prevailing “fee for service” payment model, replacing it with a form of reimbursement that rewards doctors and hospitals for the quality (not quantity) of care they provide. With all that clout, you’d think business executives would demand more from healthcare’s conglomerate of monopolies. And they provide health insurance to more than half the American population. GDP, generating more than $16 trillion in revenue. In fact, the Fortune 500 represents two-thirds of the U.S. Private payers wield significant power and influence of their own.
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Games like dungeons 211/10/2023 The top results based on the latest update are Superfuse Score: 1.1, Prevent The Fall Score: 1.1 and Warhammer: Chaosbane Score: 1.1 The top rated games you can find here are Torchlight II SteamPeek Rating: 9. The sorting is based on similarity which is highlighted on the left side. Top similar games like Dungeons of Sundaria: Updated on 2023. (Disclaimer: Please don't become a real-life villain, it's not cool).Games like Dungeons 2 are shown below. So go forth, dungeon masters, and conquer! Just be careful not to get too lost in your own world, lest you become a true villain. It's like playing a game of chess with monsters and knights, and the stakes are high!Īnd speaking of games like Dungeons 2, this website has got you covered. Like Baldurs Gate 3, its also based on the 5th edition of the D&D ruleset, making it the most updated title. The game serves as the sequel to Dungeons 2 and offers improved graphics, enhanced mechanics, and superb controls. No sir, it's about strategizing and planning, creating complex mazes and trap-filled corridors to thwart those pesky heroes and protect your precious treasure. Currently, Solasta: Crown of the Magister is one of the latest D&D-focused games. Dungeons 3 is a Strategy, Dungeon Management, Single-player and Multiplayer Simulation created by Realmforge Studios and published by Kalypso Media. Players love Dungeons 2 because it's not just about building a dungeon and watching the action unfold. It's like being the villain in your very own fantasy story. Games like Divinity: Original Sin 2 are hard to come by, but there are some worthy competitors out there. These isometric RPGs lean towards roguelike action or tactical Dungeons & Dragons combat. Ah, Dungeons 2! The magical game where you can finally let your inner Dungeon Master loose! Imagine running your own dungeon, summoning all sorts of monsters and creatures, and sending them to battle against valiant heroes. If you found this page, youre probably wondering, what are the best games like Dungeons and Myths 2. This list showcases other games in the genre that excel in lore, combat, art style, and more. Mac quick notes app11/10/2023 The note will act just like any other application window in macOS, including being positioned beneath any active windows that cover it. Now, if you just wanted a particular note to exist in its own window, you’re all set. This will display only the selected note in its own window separate from the primary Notes app. To do so, either double-click the desired note’s entry in the sidebar, or select the note and then choose Window > Float Selected Note from the menu bar at the top of the screen. When we float a note, we’ll separate it from this unified interface so that the note in question occupies its own window. When you launch the Notes app, you’ll see a single window with all of your notes together, with the list of your notes displayed in the sidebar. So if you’re a recovering Stickies user who has now migrated to the Notes app, here’s how to float a note in macOS. It’s just not clear from the primary user interface how to access it. The good news is that the Notes app also supports this “always on top” functionality. But many users still miss the old simplicity of the Stickies app, and want the option to keep their notes on top of other windows in some circumstances. In addition to offering more functionality, the Notes app has the benefit of iCloud syncing, so that you always have access to your notes on your Mac, iPhone, or iPad. Stickies are still around in the latest version of macOS, but Apple has barely touched the app in years, instead pushing users to the Notes app. One key benefit of Stickies was that they could be configured to “float” or remain on top of all other windows, so that you always had access to the information they contained. Longtime Mac users may have used the built-in Stickies app, which let the user keep virtual “Post-It” notes on their desktop. Float Notes in the macOS Notes App to Keep Them Always On Top Rose quartz under pillow dreams11/10/2023 If you have suffered from insomnia in the past, having rose quartz under your pillow will eradicate this problem. Rose quartz is believed to have the energy to keep people asleep for over 13 hours. The pink color of this glass It has the power to put your mind in a state of rest. Have you been struggling with insomnia? So, you need to have rose quartz around you. If you always want to wake up with a feeling of inspiration, you should try sleeping with rose quartz under your pillow. You will suddenly feel a surge of energy that will prompt you to get ready for work. When you wake up, you will suddenly feel inspired and motivated. Have you given up on life? Do you need encouragement, but don’t seem to get any? So, one of the ways to get inspired is through rose quartz.īy placing rose quartz under your pillow, you will open yourself to positive energy that will suddenly ignite inspiration in your soul. Every time you sleep in a room with rose quartz, expect one or all of the following to enter your life. Now, we will talk about the 11 benefits of sleeping with rose quartz under your pillow. Sleeping with rose quartz under your pillow: 11 spiritual benefits For more clarity on the benefits of sleeping with rose quartz under your pillow, read on until the end. Several people have spoken highly of rose quartz, but few people have used it for sleep. You may not have noticed this fact until now, but that should not deny you the spiritual benefit of rose quartz from now on. Sleeping with rose quartz under your pillow has several benefits. However, let me emphasize this once again. Previously, I talked about the benefit of sleeping with rose quartz under your pillow. Sleeping with rose quartz under your pillow: Does this have any benefits? Now, as it is obvious that sleeping with rose quartz is possible The next question should be about the benefit of sleeping with rose quartz. Therefore, when your soul leaves your body into the world of dreams, it will be escorted by positive energy, which has several benefits. By placing rose quartz under your pillow, your spiritual atmosphere will become positive. One of the ways to keep the energy in your room positive is through rose quartz. Now, if the energy in your room is full of positive energy, then you will wake up feeling better. If the energy in your room is negative, then your soul will be exposed to negativity and you will wake up feeling exhausted, depressed and sad. One of the ways to harness the power of rose quartz is to sleep with it.Įvery time you sleep, your soul leaves your body and this exposes you to the energy of your atmosphere. You can use rose quartz for love spells, love spells, etc. Rose quartz surely has several methods of use. So, here’s what you can expect from sleeping with rose quartz under your pillow. I just discovered something interesting about rose quartz, which I will share with you in clear terms.īeyond the beauty of rose quartz, there are spiritual properties and benefits to this object that will affect the way you sleep. So, you should read this article till the end. Have you ever contemplated sleeping with rose quartz? Therefore, rose quartz is not the only crystal that can be used for sleep. Now, various quartz can be used as a sleeping amulet. That is why it is important to understand the different spiritual benefits of using rose quartz. This is a powerful spell that can affect how you sleep, what you dream, and how you wake up from your sleep. There are several things you can do to boost your spiritual energy, and one of them is sleeping with quartz under your pillow. Several benefits can be obtained from sleeping with rose quartz under your pillow. Therefore, one of the things to expect from rose quartz is associated with love. Rose quartz is pink, a common spiritual meaning associated with pink objects is love. Norton life lock support11/10/2023 Although the LifeLock dashboard provides all of the features and settings in a straightforward and appealing manner, the constant use of yellow serves as a constant reminder that this is a serious subject. It makes you feel as though you are in a construction zone or are about to cross police tape. Norton establishes an immediate sense of caution and warning with its well-known yellow interface, which I'm sure is protected by copyright somehow. If you've used Norton Antivirus before, you'll be right at home with Norton LifeLock's user interface (Image credit: Norton LifeLock) Norton LifeLock: Interface The annual price increases to $19.99/month after the first year, while the monthly price increases to $22.99/month. It costs $14.99/month for the first year when paid annually, or $17.99/month when paid monthly. The next paid plan, the Advantage plan, offers even more features, including $100,000 of protection, phone takeover monitoring, alerts for bank fraud and identity theft, but does not include a VPN. Yeah, we did mention that this gets somewhat confusing, but at least we get prices, and LifeLock does a decent job of giving the prices by the month, and by the year, and for the initial year, and then thereafter. After the first year of subscription, there is a significant price increase as it rises to $11.99/month or discounted annually at $124.99/year, which is roughly $10.42/month. The annual subscription works out to $89.99 for the year, saving you money at a cost of $7.50 per month, or $9.99 per month for the first year. The LifeLock Standard package provides one bureau credit check monitoring, protection against social security number theft, up to $25,000 in theft protection insurance, and up to $1 million for attorneys and experts. Discord banner gif11/10/2023 That means 60 minutes after you upload a GIF, the server will delete that GIF and its compressed counterpart. Our server is fully automated and it automatically purges all data after one hour. If you have concerns about sharing your GIFs with our tool, there is no need to worry. If you need to compress more than 20 GIFs, simply hit the “CLEAR QUEUE” button and repeat the steps. This will download all your compressed GIFs in one ZIP archive. To save you some time, you can hit the “DOWNLOAD ALL” button once all your conversions are complete. Hit this and you’ll get a new file for your GIF that will be of considerably smaller file size than what you uploaded. Once an upload is done compressing, the progress bar becomes a button that says “DOWNLOAD”. You can watch the progress bars as the compression happens in real time. our tool will automatically start compressing them. If you’re on mobile, you can hit the “UPLOAD FILES” button instead and navigate to your GIFs. You can drag and drop your files onto the “Drop Your Files Here” field. To start, you’ll need to upload some GIFs you’d like compressed. You can use the tool as much as you want and can even compress multiple GIFs at once. You don’t need to register, hand over your email, or deal with watermarked files. Our tool on this page can compress a GIF for free. If you have a GIF that is too big for whatever reason, running it through a compressor could solve your problem. Compression can make files smaller while only nominally affecting the quality of the file. This is why a GIF compressor tool would be helpful. This makes storing, sharing, and uploading GIFs tricky. Depending on the length and visual fidelity of the GIF, it could be quite large indeed. Theoretically, there is no limit to how large a GIF’s file size is. Generally, if you have a GIF, you should be able to use it pretty much anywhere. GIFs are also great because they are compatible with many different applications and operating systems. This write-up has illuminated the instructions to create and set a GIF Discord banner in the user profile.GIF is a type of image file format that notably includes animation support. To set the GIF Discord banner, go to the user’s profile settings by pressing the “ Gear” icon, hit the “ Change Banner” button, and upload it with the created Discord banner. To create the GIF Discord, visit the “ Auto Creative” website, select the desired banner template, edit it with your name, and download it. That’s all for creating and setting up the GIF Discord banner in the user profile. Press on the “ Apply” button once done:įinally, hit on the “ Save Changes” button to see the new changes and the banner will be set: In this step, the user can perform a little zoom edit on the particular GIF using the scroll bar. Next, hit on the “ Upload Image” option from the given pop-up:Ĭhoose the downloaded GIF created in the above section and open it: Launch the Discord and navigate to the user’s setting by pressing the “ Gear” icon:Īfter that, open the “ Profile” settings under the “ User Settings” and click on the “ Change Banner” option: To set the GIF Discord banner, consider the following steps. Two render results “ Animated” and “ Static” will be ready to be downloaded, press the “ Download” button on the desired one: The rendering process will begin as shown: Then, type your name on the banner, choose your favorite color, mark the “ Show mockup overlay” box if required, and hit the “ Render”: Launch your favorite browser, and visit the “Auto Creative” site here:Īfterward, scroll down and press on the Discord banner of your choice: The below instructions will utilize the “ Auto Creative” open-source website to create the GIF Discord banner. There are a variety of free online tools available in order to create the GIF Discord banner. The subsequent post will cover the procedure to make and set a GIF Discord banner in the User Profile. The user can either create the Discord banner manually and set it up or choose it from the existing one. For a cool look at the Discord user profile, a GIF Discord banner is examined. Discord Nitro is a paid subscription to Discord that facilitates the user with some extra features such as new emojis, set GIF as Discord banner and profile, and much more. Flamingo lake in kenya11/10/2023 The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. The cookie is used to store the user consent for the cookies in the category "Performance". This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary". per adult (price varies by group size) 2-Day. per adult (price varies by group size) 6 Day Magical Kenya Safari To Lake Bogoria, Lake Nakuru & Maasai Mara. This is one of the best places to see millions of flamingos near the water. It is famous for its steaming geysers and bubbling thermal springs. Lake Bogoria is situated across the border of Kenya. It consistently holds internationally important populations of Greater and Lesser Flamingo, Great White Pelican, African Spoonbill, Pied Avocet as well as other. These are some of the famous spots to witness flamingos in Kenya: 1. 14 Days Best Kenya Adventure Holiday Tours. Lake Elementaita is an important natural habitat for in-situ conservation of biological diversity, including globally and regionally threatened species of outstanding universal value. This cookie is set by GDPR Cookie Consent plugin. 2 days,1 night Flamingo watching at Lake Bogoria and Lake Nakuru National Park. The cookie is used to store the user consent for the cookies in the category "Other. Lake Nakuru has been recognised as a conservation area as far back as 1957. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". Moreover, this lake is home to 13 threatened bird. The well famous and lovely Lake Nakuru of Kenya is in the province of Rift Valley, which borders the nearby country of Uganda. The cookie is used to store the user consent for the cookies in the category "Analytics". One of the aspects of a wild life package to Kenya is a well-deserved visit to Lake Nakuru. These cookies do not store any personally identifiable data. Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting consent preferences. We're sorry but this site doesn't work properly without JavaScript enabled. You may optionally extend out to other wilderness areas of Meru. You can also day trek or climb the 2nd highest mountain in Africa - Mount Kenya. Just as the UN’s Sustainable Development Goals have been a touchstone for our Vision 2020 group-operation sustainability audits, so they continue to guide and underpin our ambitiously scaled Vision 2030 goals. When visiting Lake Elementaita, we recommend combining your safari to Masai Mara for the wildebeest migration, Amboseli, Samburu or Laikipia - Lewa, Nakuru and Naivasha - Great Rift Valley Lakes. In 2008, the Kenya National Single Species Action Plan. Leaving our world a better place for years Discover the impact legacy that your travel with &BEYOND is driving. Every year, about 850,000 flamingoes migrate between Kenyas Lake Nakuru and Lake Natron in Tanzania. Lake Nakuru National Park is one of the best national parks in Kenya given that it has one of the Rift Valley soda Lakes i.e. Gay voyeur cams11/10/2023 Guys getting naked, masturbating and having sex on cam with free live gay sexchat. The gay cam community on CAM4 has the hottest male cams online. These hot live sex cam models are streaming in HD and on mobile, 24/7. Love Teen cams?(18+) MILF’s? or Mature cam girls? 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Seamless hair extensions for thin hair11/10/2023 The three phases that progress continuously are: Sew-in or hair wefts that are too complicated for thin hair.Keratin or u-tip methods since you are adding too much pressure on individual roots.Cold fusion extensions like i-tips that require securing hair onto every strand.Beaded types such as micro-rings and micro-link loops that crimp extensions to the hair.There are essentially four types of extensions that are not suitable for fine or very thin hair. So, you need to be careful when choosing extensions for fine strands because you might end up with a bigger problem than you started with. Also, if the extensions are too heavy, you might end up with some of the hairs falling off because they can’t stand the weight of the extensions. Luckily, extensions exist and are the perfect way to add volume to your hair! Do All Hair Extension Types Work?Īround half of the available methods are suitable for your hair type, and that’s good news! Why not the rest of them? Many extension types use attachment methods that would put too much strain on thin hair and make matters worse. Even then, it can take months, if not years, to fix the root cause, especially if you continue to dye or curl your already fragile hair. There are shampoos, conditioners and vitamins, but these usually work best if the root cause is not genetics. Sadly, there is no natural way that you can make your hair much thicker, so many girls feel kind of stuck with it. That can be a real bummer or the reason for a lot of frustration and disappointment. The same goes for the use of curling irons or cool, trendy hairstyles. It’s also very problematic since hair is so fragile that you can’t dye it. Please be very careful with your hair because it might cause thinning issues. Another cause for thin hair is incorrect or too aggressive hair dyeing and or bleaching. It could be genetics, or maybe your hair was damaged because of the use of hot tools, different chemicals. Women have thin hair for different reasons. You might not have low-density hair, but the individual hairs could be weak or thin. The other definition describes how thick the individual hairs are. So, if the number is low, that means you have low-density hair. It can refer to the number of hairs that you have on your head. How to blend hair extensions with thin hair?įirst, thin hair can be defined in a couple of different ways.If you are one of these women, then there are certain aspects that you should know before buying hair extensions. Achieving significant length may also be troublesome for women with fine strands because they usually get too thin at the ends and stop growing at a certain point. Many hairstyles simply don’t look as good on thin hair. Fortunately, we have an incredible team of passionate individuals that will help you to buy the best hair extensions! Although fine strands are easier to handle, sometimes the lack of density limits you as to what you can do with your hair. Having thin hair can be both a blessing (allows you to save more money) and a curse. Flex tape vs gorilla tape11/10/2023 How? Simply click here to return to Deck Maintenance and Repair Forums. Join in and write your own page! It's easy to do. So do check this out as I think it is potentially the solution you are looking for. This is an ingenious idea and improvement from the first versions which didn't shed water and debris and became loose over time and fell off. So even an amateur can install decking laser straight and fast. If you need to implement tape to a damp surface, you’re likely to want to go with Flex Tape. Furthermore, it is available in two colors, so you can better blend it with the surface. Examples include carpet, brick, vinyl, rugs, and other types of flooring. Gorilla Super Glue Gel Get the AdTech glue for felt at Amazon, Walmart, or. This includes sticking to rougher surfaces that duct tape won’t adhere to quite as well. Hot Glue Sticks Washi Tape Kits Washi Tape Collections Washi Tapes Washi. However, the versatility and reasonable price make the Flex Seal tape the clear winner. Generally, Gorilla Tape is better for repairs that require a more hearty product than your average duct tape. For example, while duct tapes like Gorilla and T-Rex. Both have excellent adhesiveness and maintain it in all weather conditions. In the end, you want to be sure to choose a type of tape that will work best towards your projects needs. Its actually better because even with joist tape etc the joist surface is still flat and so water and dirt can still accumulate.īut they also space each deck board perfectly no matter how long and wide your deck is. The Eternabond and Flex Seal tape are the two best-selling sealant tapes on the market. So you get all the protection of joist covers but with a much smaller part. The spacers are arched and shed water and debris safely away from the joists and the boards. So no matter what the movement of the joist size or deck boards is, the spacers are locked under and clamp on hard to the joist. In a nutshell the clip over the joist and also under each subsequent deck board. But best I have found and that I believe is quite inexpensive compared to ice and water shield and cap systems is Lock-In Deck Spacers. There are a number of products that are designed to protect joists from moisture, rot and debris. Lock In Deck Spacers are a great solution AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |